July 30, 2010 | Home

Vehicle Loans

Western National Bank offers lending programs to purchase or refinance a new or used vehicle including cars, trucks, pickups, sport utility vehicles, recreational vehicles, and more.

Personal Loans

When you need extra cash for whatever reason, we can set up a personal loan for you. Collateral for these types of loans can be Western National Bank certificates of deposit, real estate, and other personal property.

Lot Financing Program

Western National Bank has a special lot financing program designed for those who want to buy a lot with plans to build a home for personal use in the near future. The program has an interest only feature which allows you to prepare for construction.
These loans are set up to provide simple/cost effective financing for lot purchases.

Home Equity Line of Credit

Here are the advantages of a Home Equity Line of Credit:

• A revolving line of credit is approved for a maximum amount and can be used and repaid repeatedly — Funds are available whenever you need them without going through the loan approval process over and over.
• Funds are accessed by check. — Easy access to cash when needed. You don't need to contact the bank each time you want to make a draw against the loan. Use Online Banking to transfer funds into your checking or savings account and make loan payments.
• You can also opt to link your credit line to your checking account — Serves as overdraft protection affording peace of mind at times when it maybe needed.
• Preferred rates for large equity positions and good credit histories.
• Interest assessed on the outstanding balance — Interest is charged only on the actual amount advanced. You save money on this account compared to a conventional loan.
• Interest paid may be tax deductible (check with your tax advisor)
• Once established, your home equity line of credit is there when you need it to use over and over again — You can improve your home, consolidate personal obligations and make major purchases like a new car, pay tuition or fund important investments.

*Offer of Credit is subject to approval.

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